Terms & Conditions

Introduction

Welcome to JyotiKapoor.ca. By accessing and using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please do not use this website.

This website may use cookies and similar technologies to improve user experience and website functionality. By using this website, you consent to the use of cookies in accordance with our Privacy Policy.

Website Use & Intellectual Property

Unless otherwise stated, all content, design elements, text, graphics, logos, images, and materials on this website are the property of JyotiKapoor.ca and are protected under applicable intellectual property laws.

You may:

  • View pages from the website for personal use
  • Download or print content for informational and non-commercial purposes only

You may not:

  • Republish material from this website
  • Sell, rent, or reproduce website content for commercial purposes
  • Modify or redistribute website material without written permission
  • Copy or exploit content for business or marketing use

Acceptable Use

You agree not to use this website:

  • In any unlawful, harmful, or fraudulent manner
  • To distribute malware, viruses, or malicious software
  • To conduct unauthorized data collection or scraping
  • To send unsolicited commercial communications
  • In any way that may damage or impair website functionality

Unauthorized use of this website may result in restricted access or legal action where applicable.

User Submissions

If you submit information through contact forms, inquiries, reviews, or other communication channels on this website, you grant JyotiKapoor.ca permission to use that information solely for the purpose of responding to your inquiry or providing requested services.

You agree that any information submitted:

  • Is accurate and lawful
  • Does not infringe on third-party rights
  • Does not contain harmful, abusive, or misleading content

We reserve the right to remove or ignore inappropriate submissions at our discretion.

No Financial or Mortgage Advice

The information provided on this website is for general informational purposes only and should not be considered financial, legal, or mortgage advice.

Mortgage products, rates, approvals, and lending decisions vary based on individual financial circumstances and lender requirements.

Users are encouraged to seek personalized professional advice before making financial decisions.

Website Availability

While we strive to keep the website accurate and accessible at all times, we do not guarantee uninterrupted access, complete accuracy, or availability of all website content.

We reserve the right to modify, suspend, or discontinue website features at any time without notice.

Limitation of Liability

JyotiKapoor.ca shall not be held liable for:

  • Any direct or indirect losses arising from website use
  • Temporary website unavailability
  • Errors or omissions in website content
  • Third-party links or external websites
  • Technical issues beyond reasonable control

Use of this website is at your own risk.

Third-Party Links

This website may contain links to external websites for informational purposes. We are not responsible for the content, privacy practices, or policies of third-party websites.

Users should review the terms and privacy policies of any external sites they visit.

Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

Changes to Terms

We may update or modify these Terms & Conditions at any time without prior notice. Updated versions will be posted on this page.

Continued use of the website after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of British Columbia, Canada.

Any disputes arising from the use of this website shall be subject to the jurisdiction of the courts of British Columbia, Canada.

Contact Information

If you have any questions regarding these Terms & Conditions, please through the consultation form available on JyotiKapoor.ca.